Terms and Conditions – A&T Business Management

Last Updated: [11/12/2025]

1. Introduction
These Terms and Conditions govern your use of the website of A&T Business Insight Management Ltd (trading as “A&T Business Management”) (“the Site”) and the basis upon which we supply our consultancy and brokering services. By accessing the Site or engaging our services, you agree to these terms.

2. Company Information
A&T Business Insight Management Ltd is a company registered in England and Wales with company number (+63) 555 1212. Our registered office is at 40 Stoney Lane, Yardley, Birmingham, England.

3. Services Description
We are a management consultancy and business development company providing brokering and advisory services for SMEs. These include, but are not limited to:

Merchant services and EPOS/POS systems brokerage.
Commercial gas and electricity contract brokerage.
Business broadband and telephone services brokerage.
Strategic business development planning and consultancy.

We act as an independent intermediary/broker. We are not a direct supplier of utilities, telecoms, or financial services. Final contracts for these services are between you and the third-party supplier.

4. No Professional Financial/Legal Advice
The information on this Site and provided by our consultants is for general business informational purposes only. It does not constitute professional financial, legal, or accounting advice. You should consult with a qualified professional for advice tailored to your specific situation.

5. Limitation of Liability
To the fullest extent permitted by law, A&T Business Insight Management Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of the Site or our services. Our total liability to you for any claim arising shall be limited to the fees paid by you for the specific service in question.

6. Third-Party Links
Our Site may contain links to third-party websites. We have no control over and assume no responsibility for their content, privacy policies, or practices.

7. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

8. Changes to Terms
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated revision date.

9. Contact Us
For any questions regarding these Terms and Conditions, please contact us at:
A&T Business Insight Management Ltd
40 Stoney Lane, Yardley, Birmingham, England
Email: [insert email address, e.g., info@atbusinessinsightmanagement.co.uk]